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TAX SALE

TAX SALE2018-07-20T16:34:08+00:00

The tax sale is held once a year on the fourth Monday of August at 10:00 AM.

The next sale will take place August 27, 2018.

Properties are viewable through this link: https://www.civicsource.com/search?q=clay&saleType=TaxSale

Interested parties can download our tax sale guidelines below. If you have any questions regarding the procedures and/or redemption of properties, please contact the Collector’s office at 816-407-3200.

THERE ARE MANY CHANGES TO THE LAW AND THE FORMS WE USE.
PLEASE DO NOT RELY ON OLD FORMS OR OLD GUIDELINES.

Important Dates to Remember:

2018 Tax Sale





  • Subsequent taxes for properties purchased at the 2018 tax sale are due Dec. 31, 2018 and Dec. 31, 2019.


  • Title searches will be performed by CivicSource, beginning March 1, 2019.
  • Certified and regular mail notices to all interested parties will be mailed by CivicSource by May 28, 2019.
  • The last day property owners with tax liens from the 2018 tax sale have an ABSOLUTE RIGHT to redeem is August 27, 2019. Homeowners have a continuing right to redeem after this date if the investor does not claim a deed.
  • Assuming all other requirements have been met ON TIME, investors may claim a deed anytime between August 28, 2019 and February 27, 2020. On February 28, 2020, all of the investor’s rights to the property will expire, and any surplus will escheat to the school fund of the county.

2017 Tax Sale





  • The last day property owners with tax liens from the 2017 tax sale have an ABSOLUTE RIGHT to redeem is August 28, 2018. Homeowners have a continuing right to redeem after this date if the investor does not claim a deed.
  • Assuming all other requirements have been met ON TIME, investors may claim a deed anytime between August 29, 2018 and February 28, 2019. On March 1, 2019, all of the investor’s rights to the property will expire, and any surplus will escheat to the school fund of the county.

Requirements to Obtain a Deed

  1. Issuance of a Collector’s deed may not extinguish the right of the cities to collect their special assessments.
  2. Subsequent taxes coming due AFTER the tax sale, but BEFORE an investor claims a deed will be billed to the investor, and must be paid before they become delinquent on December 31.  If they are not paid, the purchaser forfeits all liens on such lands so purchased. (RSMo 140.440)
  3. CivicSource will perform all statutorily required due diligence on behalf of tax sale investors.  Investors will be able to monitor the status of the due diligence process by returning to CivicSource.com and viewing the properties they purchased.  A fee was collected at the time of sale to pay the estimated cost of this process.  Investors will not owe additional fees to the Collector’s office during the redemption period, but will need to pay the balance if actual due diligence costs exceed the amount of the deposit.  These additional costs are generally between $50-500, depending on the number of interested parties required to receive legal notice.  If a property redeems before due diligence costs are incurred, the investor will receive a refund of any portion of the fee that was paid by not used.
  4. In Missouri, title companies require a “quieted title” before issuing a title policy to the land.  See RSMo 140.410.  Investors will be contacted by CivicSource concerning additional due diligence options.  CivicSource has the ability to provide purchasers with insured title rather than a simple Collector’s deed, if the investor opts to purchase additional due diligence services.  The additional due diligence is arranged solely by CivicSource, and Clay County bears no responsibility for the quality of the title obtained, nor is any part of the additional fee paid to Clay County.  Investors are also welcome to choose a different provider for quiet title and title insurance services, once the statutory due diligence is completed.
  5. If an investor opts to conduct independent due diligence beyond what is performed by CivicSource, the costs for that due diligence may not be added to the parcel in most cases. Furthermore, no costs of any kind can be added to a parcel until after March 1 following the sale.
  6. Investors will be notified when each step of due diligence, as required by RSMO 140, is performed.  Before a Collector’s deed will issue, investors must co-sign an affidavit indicating their acceptance of the due diligence performed by CivicSource, and stating that they have no actual knowledge of any reason why a Collector’s deed should not issue.

Requests for Lists of Properties With Unclaimed Surplus / Excess Funds:

Please note that Missouri law does not provide a category entitled “unclaimed surplus” or “excess proceeds” with regard to the tax sale.  All surplus funds are held in trust for the party that will eventually be legally entitled to them.  For 18 months following the sale, the funds are held for either the investor or the homeowner, depending on the final status of the property.  After the expiration of 18 months, the funds escheat to the school fund of the county.  Any party that is legally entitled to surplus funds should contact our offce to get very simple paperwork.  We can answer your questions and we are committed to paying the surplus to the legally entitled person.  There is no need for a homeowner claiming surplus to use an outside entity or hire an attorney to claim their surplus.  To protect our homeowners, we will not assist third parties that are attempting to claim surplus on behalf of someone that is already legally entitled to it. We also do not maintain an “unclaimed surplus” list of any kind.

Post 3rd Sale Properties:

Once a property has been offered at tax sale 3 or more times without selling, the Collector is able to sell the property “over the counter” for a compromised amount.  Purchasers must still qualify as tax sale participants under RSMO 140. The list of properties is available here.  Bids will be accepted beginning September 7, 2018, and will be awarded on a first come, first served basis, assuming the bidder qualifies under Missouri law. If you have not previously registered to bid with Clay County, complete a registration form here. Place your bid using this form.

Once your bid is accepted, and you are qualified to bid under RSMO 140, CivicSource will begin a 90 day due diligence period during which they will perform a title search and send out certified and regular mail. A deposit of $400 will be required at the time your bid is accepted.  This fee is NON-REFUNDABLE, but it will be added to the tax bill and reimbursed to you if anyone comes forward to redeem. Record owners and those with legal interest that have received notice of prior sales no longer have a right to redeem. But if a new party is discovered that has not previously been given notice, that new party will have 90 days to redeem. The Collector’s office will also post one more time on the subject property. Approximately 120 days after you are notified that you are the highest qualified bidder, you will submit payment of the balance of your bid, and the office of Collector will issue a deed, assuming no new parties have come forward to redeem. The office of Collector will continue to accept back up bids on properties during the due diligence period, in case the original bidder does not follow through with payment and claim a deed.

Questions?

Please direct all tax sale inquiries to taxsale@claycountymo.gov.